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Mosaic makes the modern home possible by providing a financing platform for home improvement projects, including generating and storing solar energy and other smart upgrades. Mosaic empowers solar and home improvement professionals to deliver financing through a simple point-of-sale app creating a hassle-free and positive experience for both the contractor and homeowner. Since 2012, Mosaic has originated more than $2 billion in loans across the US. Mosaic has been honored by Fast Company as a Top Ten Most Innovative Company in Energy for two consecutive years. All Home Improvement Loans made by WebBank, Member FDIC.

Press Articles

OCTOBER 10, 2018

Builder.Media Interview: Patrick Moore, President and COO of Mosaic

Builder.Media had the chance to discuss the latest launch of the new Mosaic app with Mosaic’s President and COO Patrick Moore.

JULY 11, 2018

Mosaic offers preferred financing benefits to Amicus Solar Cooperative members

Mosaic announced it has partnered with Amicus Solar, a member-owned cooperative comprised of approximately 50 regional solar energy companies, to provide Amicus members with access to Mosaic’s tool suite for financing the modern home.

NOVEMBER 17, 2017

25 People Shaping the Future in Tech, Science, Medicine, Activism and More

The Green Revolution must be financed. And Billy Parish, 36, has built a billion-dollar business that has yoked the financial muscle of Wall Street to the challenge of powering the nation’s homes with clean, efficient energy.

NOVEMBER 1, 2017

Opinion: Trade case threatens more than just the solar industry

Mosaic’s CEO, Billy Parish writes about Section 201 trade case and how these potential tariffs would not only impact the solar industry, but other industries as well, including fintech.

SEPTEMBER 15, 2017

Solar loans are becoming big business

Residential solar installation financing used to be almost entirely backed by leases, which allowed an installer to aggregate risk and sell off different cash flows to investors. But long term, it’s likely that loans will play a much larger part in solar financing, as they do in home and auto sales.

SEPTEMBER 13, 2017

Mosaic Will Sell $300 Million Worth of Solar Loans to Goldman Sachs

Solar loan provider Mosaic reached an agreement with Goldman Sachs in which the bank will buy $300 million in loans over time. Mosaic this week also finalized a partnership with Wave Solar to give Mosaic’s dealer partners a pre-negotiated discount on the lead-generation platform.

AUGUST 5, 2016

Oakland’s Mosaic Rakes in $220 Million to Advance Solar Financing

The financing was led by Warburg Pincus, a private equity firm based in San Francisco. Core Innovation Capital and Obvious Ventures, Twitter (NYSE: TWTR) founder Ev Williams’ venture firm, also contributed to the round. The company last raised $200 million in debt financing in April 2016, and has previously raised about $23 million in addition to a grant from the U.S. Department of Energy in 2012. The company was founded in 2010.

AUGUST 4, 2016

Warburg Pincus Leads $220 Million Round for Solar Lender Mosaic

Private-equity firm Warburg Pincus is leading a $220 million equity investment in energy-financing startup Solar Mosaic Inc. Mosaic partners with solar-installation contractors who offer its loans as an option to homeowners interested in getting solar or other energy upgrades. It says it has developed a quick credit-assessment formula, taking a page from the playbook of online-lending startups.

AUGUST 4, 2016

Mosaic Raises $200M for Residential Solar Loans, Vivint Raises $313M

Mosaic claims to provide “the simplest borrower experience in the industry. Customers are connected to top solar installers and can qualify instantly for no money down loans with fixed interest rates and multiple term options. For solar installers, Mosaic provides a streamlined financing platform to drive sales growth.”

JULY 12, 2016

Mosaic Makes Three New Executive Hires

“We are thrilled to welcome Michael, Eric and Katya to Mosaic as we enter our next phase of growth,” said Billy Parish, founder and CEO at Mosaic. “Each of our new hires is an expert in their respective fields and will play an important role as we prepare to reach our goal of originating $1 billion in solar loans by the end of the year. Every day, more homeowners are choosing to transition from fossil fuel based electricity and move toward going 100% clean energy at home.”

APRIL 27, 2016

Mosaic Raises $200 Million for U.S. Home Solar Loans

Solar Mosaic Inc, a former crowdfunding startup that reinvented itself as a provider of home solar loans, said on Wednesday it had secured $200 million in funding that will support at least 5,000 rooftop installations. Germany’s DZ Bank and New York state’s NY Green Bank provided the warehouse financing to the Oakland, California-based company, which goes by Mosaic.

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