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Mosaic makes the modern home possible by providing a financing platform for home improvement projects, including generating and storing solar energy and other smart upgrades. Mosaic empowers solar and home improvement professionals to deliver financing through a simple point-of-sale app creating a hassle-free and positive experience for both the contractor and homeowner. Since 2012, Mosaic has originated more than $2 billion in loans across the US. Mosaic has been honored by Fast Company as a Top Ten Most Innovative Company in Energy for two consecutive years. All Home Improvement Loans made by WebBank, Member FDIC.
JANUARY 8, 2014
AUGUST 31, 2020
Today on the Pitch we look at a new residential solar financing program from Mosaic, PowerSwitch Zero, that requires no payments for 12 months, plus a slick contact-less way to make the sale — Portal 2X. It’s all perfectly aligned for this difficult, Covid-era time in residential solar sales. Here to explain how it all works is Mosaic Chief Lending Officer Erin Talbot.
AUGUST 11, 2020
Since the outset of the Covid-19 pandemic, companies across the solar industry have noticed a rising consumer interest in solar – people stuck in the house look for ways to improve it. One of these companies, Mosaic, has launched of a new solar finance offering that looks to capitalize on this rising interest in a format already familiar to consumers.
JULY 28, 2020
On the residential side, Erin Talbot, chief lending officer at Mosaic, a residential solar and efficiency financier, said the pandemic could be a proving ground for 20-year consumer solar loans.
JUNE 30, 2020
Residential solar finance company Mosaic’s foray into the recently reopened asset-backed securitization market was well received by investors, reaping a multiple-times oversubscribed order book, in part thanks to data that shows the pandemic having a limited impact on solar loans.
JUNE 30, 2020
Mosaic, a leading provider of financing solutions for residential solar and energy-efficient home improvement projects in the U.S., closed a $280 million securitization of residential solar loans today.
APRIL 27, 2020
Mosaic, a provider of solar financing for homeowners, added John Grady as VP of sales and Carol Sewell as VP of marketing. Grady was most recently VP of sales for EV charging company, ChargePoint.
APRIL 21, 2020
Mosaic, a provider of loans and financing for residential solar and home improvement projects in the U.S., just expanded its lending capacity with an approval from BNP Paribas for a $50 million increase in its warehouse lending facility.
MARCH 10, 2020
By collaborating with Mosaic, Roofr will provide its contractor network with access to 0% dealer fee options through the Mosaic financing platform. Roofr also provides additional tools and support to assist with growing their business and, ultimately, the market share for roofing.
FEBRUARY 17, 2020
Frequent securitizers Solar Mosaic and Dividend Finance issued $468 million and $235 million, respectively, in residential solar loan ABS in 2019.
JANUARY 23, 2020
The latest figures from the company show that it has surpassed $3 billion in loans funded through the company’s platform since inception, a culmination of efforts from its solar and home improvement business units.
AUGUST 15, 2019
Mosaic, a provider of solar financing solutions for homeowners, has announced a strategic loan origination partnership with SunTrust Bank.
AUGUST 7, 2019
Mosaic announced a new strategic loan origination partnership with SunTrust Bank that will accelerate the growth of the installation of solar energy systems, batteries and related clean energy solutions for homeowners across the United States.
JULY 30, 2019
Installing solar panels on a household’s rooftop is an exciting moment for any family, but it’s also one that can come with some fear and hesitation due to the high costs. Mosaic is trying to change that and allow all homes to reap the benefits of installed solar systems.
APRIL 29, 2019
To make it easier for green-minded consumers to go solar, last week, two companies, EnerBank USA and Mosaic, each announced offerings that will help solar installers and homeowners get access to the capital needed to pay for solar PV systems.
APRIL 18, 2019
Mosaic is synonymous with residential solar loans by this point and is celebrating its six years in the game with yet another innovative financing option: PowerSwitch 6.
APRIL 18, 2019
Six years after Mosaic revolutionized the residential solar sector by offering innovative financing options, the company announced the launch of PowerSwitch 6, the next generation of home solar loans.
JULY 11, 2018
Mosaic announced it has partnered with Amicus Solar, a member-owned cooperative comprised of approximately 50 regional solar energy companies, to provide Amicus members with access to Mosaic’s tool suite for financing the modern home.
NOVEMBER 17, 2017
The Green Revolution must be financed. And Billy Parish, 36, has built a billion-dollar business that has yoked the financial muscle of Wall Street to the challenge of powering the nation’s homes with clean, efficient energy.
NOVEMBER 1, 2017
Mosaic’s CEO, Billy Parish writes about Section 201 trade case and how these potential tariffs would not only impact the solar industry, but other industries as well, including fintech.
SEPTEMBER 15, 2017
Residential solar installation financing used to be almost entirely backed by leases, which allowed an installer to aggregate risk and sell off different cash flows to investors. But long term, it’s likely that loans will play a much larger part in solar financing, as they do in home and auto sales.
SEPTEMBER 13, 2017
Solar loan provider Mosaic reached an agreement with Goldman Sachs in which the bank will buy $300 million in loans over time. Mosaic this week also finalized a partnership with Wave Solar to give Mosaic’s dealer partners a pre-negotiated discount on the lead-generation platform.
AUGUST 8, 2016
AUGUST 5, 2016
The financing was led by Warburg Pincus, a private equity firm based in San Francisco. Core Innovation Capital and Obvious Ventures, Twitter (NYSE: TWTR) founder Ev Williams’ venture firm, also contributed to the round. The company last raised $200 million in debt financing in April 2016, and has previously raised about $23 million in addition to a grant from the U.S. Department of Energy in 2012. The company was founded in 2010.
AUGUST 4, 2016
Private-equity firm Warburg Pincus is leading a $220 million equity investment in energy-financing startup Solar Mosaic Inc. Mosaic partners with solar-installation contractors who offer its loans as an option to homeowners interested in getting solar or other energy upgrades. It says it has developed a quick credit-assessment formula, taking a page from the playbook of online-lending startups.
AUGUST 4, 2016
Mosaic claims to provide “the simplest borrower experience in the industry. Customers are connected to top solar installers and can qualify instantly for no money down loans with fixed interest rates and multiple term options. For solar installers, Mosaic provides a streamlined financing platform to drive sales growth.”
JULY 12, 2016
“We are thrilled to welcome Michael, Eric and Katya to Mosaic as we enter our next phase of growth,” said Billy Parish, founder and CEO at Mosaic. “Each of our new hires is an expert in their respective fields and will play an important role as we prepare to reach our goal of originating $1 billion in solar loans by the end of the year. Every day, more homeowners are choosing to transition from fossil fuel based electricity and move toward going 100% clean energy at home.”
APRIL 27, 2016
Solar Mosaic Inc, a former crowdfunding startup that reinvented itself as a provider of home solar loans, said on Wednesday it had secured $200 million in funding that will support at least 5,000 rooftop installations. Germany’s DZ Bank and New York state’s NY Green Bank provided the warehouse financing to the Oakland, California-based company, which goes by Mosaic.
AUGUST 5, 2016
APRIL 27, 2016